News
The latest articles and news for consumers can be found below. You can also search by category .
June 2, 2023
I’m selling my home and I’ve invested a lot of money and effort in my landscaping. Can I take some of my plants with me when I move?
Studies have shown that plants can improve mood, reduce stress and recharge us. ...Topic: chattels fixtures garden landscaping
May 26, 2023
I am about to put in an offer on a home. Should I make my offer conditional on a home inspection?
When the housing market is hot, it is not uncommon for buyers to feel the pressu...Topic: home inspection home inspector Ontario Association of Home Inspectors
May 19, 2023
I’m looking into buying a home, and I’ve come across RECO, TRREB, OREA and CREA. What are these organizations?
The real estate sector can be a bit of a mystery to anyone interested in buying ...May 13, 2023
Do you have any tips on preparing for an open house?
With spring season underway, we may notice more signs for open houses. This is q...Topic: Open House
May 5, 2023
I’m selling my home, and my real estate agent will be taking a vacation soon. Should I be concerned?
That’s a great question – especially given that your property listing can be...Topic: agent on vacation Selling a Home
April 29, 2023
My partner and I are divorcing and selling our home. Can we hire separate real estate agents?
Yes, you can.Selling a home during a divorce can be an emotionally taxing an...
Topic: co-listing agreement divorce
April 21, 2023
I have a tenant in an apartment in the home I want to sell. What are the responsibilities of my real estate agent when it involves the sale of a property that has a rental unit?
Selling a property with a rental unit is not a straightforward real estate trans...Topic: Landlord and Tenant Board tenant
April 14, 2023
Which parts of a home are best to renovate?
That is a great question, especially given how expensive and time-consuming reno...Topic: renovations
April 7, 2023
Given the current real estate market, what advice do you have for first-time homebuyers?
Buying your first home is an exciting milestone and a tremendous financial under...Topic: budget downpayment fine print first-time buyer real estate agent real estate lawyer
March 31, 2023
Given the current economic conditions in Ontario, is it better to buy or rent?
With all the media coverage we have been seeing as of late about growing inflati...March 24, 2023
What do I need to know about real estate title fraud?
The focus of the columns this month will relate to fraud, in light of March bein...Topic: Canadian Anti-Fraud Centre Equifax Canada fraud title fraud TransUnion Canada
March 17, 2023
What do I need to know about real estate-related fraud?
Given that March is Fraud Prevention Month, that is a particularly timely questi...Topic: Canadian Anti-Fraud Centre fraud
March 10, 2023
Would you recommend buying a home with a rental unit?
The short answer is, it depends. There isn’t a one-size-fits-all answer. If th...Topic: rental unit
March 3, 2023
How should I choose a real estate agent?
This is an excellent question because buying or selling a home can be a complex ...Topic: due diligence real estate agent real estate agent search
February 24, 2023
What do I need to know about buying a cottage?
Owning a cottage is one way to escape the hustle and bustle of city life and enj...Topic: cottage
February 17, 2023
What are some of the costs I should plan for when buying or selling a home?
This is an important question since many people find themselves in the position ...February 10, 2023
How do real estate agents verify the identity of buyers and sellers?
That’s a very timely question, given the recent news stories about the unautho...Topic: Canadian Anti-Fraud Centre Equifax Canada Financial Transactions and Reports Analysis Centre of Canada FINTRAC fraud identity theft photo identification title fraud TransUnion Canada
February 3, 2023
What happens if I find a problem with the roof that was covered with snow when I bought the house?
The short answer is, it depends on the nature of the issue or damage you found, ...Topic: defects home inspection home inspector latent defects patent defects
January 28, 2023
What are a seller’s obligations during a real estate transaction?
People often ask me about sellers’ rights, but it’s important to remember th...Topic: defects latent defects patent defects rights and obligations Selling a Home
January 21, 2023
My partner and I are retired and want to downsize. Where should we begin?
Downsizing is a big decision. As you make the move from your current home to a s...Topic: comparative market analysis downsizing market analysis real estate professional real estate professional search research
January 13, 2023
How can real estate agents support homebuyers with cultural or religious needs?
As a fellow Ontarian, I’m proud to be living in a growing, vibrant and diverse...Topic: cultural needs religious needs
January 6, 2023
New Year’s resolutions for buying and selling
First of all, Happy New Year! I hope you had a joyful and safe holiday season su...Topic: contracts interview Open House real estate salesperson
December 30, 2022
Who is responsible if damage happens to a home between purchase and closing?
In most binding contracts for real estate transactions – or agreements of purc...Topic: damage to home
December 23, 2022
When I attend open houses, why do I get asked if I’m working with an agent?
This is a common question that listing agents typically ask people who attend op...Topic: Open House working with an agent
December 16, 2022
What were my top tips in 2022?
And just like that, the year is nearly over. What a year it has been!From m...
Topic: tips
December 9, 2022
What is the purpose of the Auditor General’s audit of RECO?
You may have seen in the news last week that the Office of the Auditor General o...Topic: audit Auditor General's report
December 2, 2022
Is it more challenging to sell a home in the winter?
That is a good question, and if you ask around you will likely get a whole host ...Topic: Selling a Home selling in winter
November 25, 2022
What’s your advice for someone attending a property showing?
When you are viewing a property that is for sale, it is really important to reme...Topic: Open House property showing
November 18, 2022
What should I consider when selling or buying a home?
Selling or buying a home is a big financial commitment, and many aspects of a re...Topic: Buying a Home Open House real estate professional search real estate salesperson search Selling a Home
November 11, 2022
What does it take to become a real estate agent?
Real estate is a regulated profession and there are several key steps that aspir...Topic: become a real estate agent education insurance real estate agent
November 4, 2022
If I don’t give my deposit to the brokerage, does it cancel the deal?
A real estate deal is a big undertaking and can be daunting for many people – ...Topic: deposit
October 28, 2022
What happens if I find a burial ground on my property?
While the discovery of a burial ground or human remains on your property might s...Topic: burial ground cemetery
October 21, 2022
Should I sell before I buy, or vice versa?
This is an age-old question to which there is no one-size-fits-all answer. In a ...October 14, 2022
Joe’s top tips at ten
Whether it’s buying, selling, or renting, a real estate transaction is a big u...Topic: tips
October 7, 2022
What is a mortgage stress test?
Everyone in Ontario applying for a residential mortgage has to pass what is know...Topic: Canada Mortgage and Housing Corporation mortgage mortgage stress test
September 30, 2022
How do I determine whether to rent or buy?
Choosing between buying and renting a home can be daunting. There is so much to ...Topic: rent or buy
September 24, 2022
What happens to the deposit when a deal fails?
What happens to a deposit when the buyer doesn’t close on the transaction?
Not being ...Topic: deposit
September 16, 2022
How does a cooling market affect you?
How does a cooling real estate market affect buyers and sellers?
A variety of factors ...Topic: cooling market cost of living inflation interest rate mortgage
September 9, 2022
Agents can collect home inspector referral fees
Can my real estate agent collect a referral fee when they recommend a home inspector?
T...Topic: referral fee
September 2, 2022
Can I list my home on an MLS® without an agent?
The short answer is no.You cannot post a property on a Multiple Listing Ser...
Topic: MLS Multiple Listing Service
August 26, 2022
Rising rates can affect your mortgage search
What do I need to know before getting a mortgage now that interest rates are rising?
Bu...Topic: Canada Mortgage and Housing Corporation homebuying calculator interest rate mortgage
August 19, 2022
How do I decide the best time to sell my home?
Selling a home can be a significant undertaking and there is a lot to mull over ...Topic: Selling a Home
August 12, 2022
What to know about buying a power-of-sale home
When a homeowner defaults on their home loan, a mortgage lender can opt to sell ...Topic: power of sale
August 6, 2022
How soon after buying a home can I sell it?
You can sell your home right away. It can be as early as the day after you have ...July 29, 2022
What do I need to know about renting to own?
With the cost of living rising and real estate prices still high in Ontario, ren...Topic: due diligence lease option real estate lawyer rent-to-own rent-to-own agreement
July 22, 2022
Can I take photos or videos at a home showing?
Can I, as a prospective buyer, take pictures or videos of a home that is for sale?
The ...Topic: photos property photos
July 15, 2022
Can agents buy a home if they can’t sell it?
Can agents advertise that they will buy your home if they can’t sell it?
This is a ma...July 8, 2022
How are RECO, Tarion and the HCRA different?
While the Real Estate Council of Ontario (RECO), Tarion, and the Home Constructi...July 1, 2022
Ask your agent about lockbox security protocols
Is it safe to use a lockbox when selling your home?
Many real estate agents suggest the...June 24, 2022
Verify that your new condo is a legal build
I'm interested in buying a new construction condominium. How can I be sure it is being b...
Topic: condo condominium HCRA Home Construction Regulatory Authority New Home Construction Licensing Act Ontario Builder Directory Ontario New Home Warranties Plan Act Tarion
June 10, 2022
Can I cancel a real estate deal before closing?
Can I back out of a home purchase before closing if I change my mind?
That is a very t...Topic: buyer's remorse Buying a Home cooling off period real estate lawyer
June 3, 2022
Solving disputes in a real estate transaction
What’s the best way to settle a dispute in a real estate transaction?
Ah — this que...Topic: code of ethics disputes
May 27, 2022
Can sellers take the garden plants with them?
Can the owners of the house I’m buying take the garden perennials with them?
With sum...Topic: chattels fixtures garden purchase agreement
May 20, 2022
Can I sell my pre-construction condo?
The short answer is: Maybe. You can sell your agreement through an assignment sa...Topic: assignment sale condo condominium MLS pre-construction real estate lawyer Selling a Home
May 13, 2022
How can I become an informed real estate buyer?
Buying a property is a massive financial undertaking and for most of us, the big...Topic: BRA Buyer Representation Agreement Buying a Home consumer quiz informed buyer real estate lawyer
May 6, 2022
Do I need an agent to buy a new build home?
Do I need a real estate agent when buying a new construction home?
Buying a new constru...Topic: Home Construction Regulatory Authority HRCA new construction Ontario Builder Directory Ontario New Home Warranties and Protection Plan Tarion
April 29, 2022
Risks and benefits of sellers delaying offers
I’m selling my home. What do I need to know about the delayed offer strategy process?
...Topic: delayed offer Selling a Home
April 22, 2022
How do real estate agent rebate offers work?
Some real estate agents offer commission rebates to draw in prospective buyers a...Topic: rebate
April 15, 2022
Can online tools replace a real estate agent?
Do you still recommend hiring an agent since there is so much information and advice onl...
Topic: Ask Joe brokerage real estate lawyer real estate professional
April 8, 2022
Should I buy a house with my friends?
That is a very topical question.As real estate prices continue at record hig...
Topic: Buying a Home co-ownership
April 1, 2022
Be mindful of these pitfalls when buying a home
What pitfalls should I look out for when buying a home?
Buying a home is a big decision...Topic: Buying a Home conditions pitfalls
March 25, 2022
Country and city buying: What’s the difference?
Is buying a rural property or cottage different from buying a home in the city?
That is...Topic: Buying a Home cottage
March 18, 2022
What are my obligations when buying real estate?
Good for you for asking one of the most important questions you need to answer b...Topic: Buying a Home multiple representation real estate professional search rights and obligations rights and responsibilities
March 11, 2022
Do agents need a RECO certificate for showings?
Does my agent need a RECO certificate for showings?
Yes. All real estate agents are req...Topic: Advisory Group certificate showing showings
March 4, 2022
Should I buy first then sell, or vice-versa?
Is it better to buy my next home before I sell my current one, or vice-versa?
While it ...Topic: Ask Joe buy or sell first? Buying a Home Selling a Home
February 25, 2022
Is a final walk-through necessary?
Is it necessary for me to do a final walk-through if a home inspection has already taken...
Topic: home inspection walk-through
February 18, 2022
The Olympics and home-buying similarities
What do the Olympics and buying a home have in common?
As this year’s Winter Olympics...Topic: Buying a Home
February 11, 2022
Finding a home you love this Valentine’s Day
I want to buy a home I can truly love. Do you have any tips?
Ah yes, it’s Valentine...Topic: Buying a Home
February 4, 2022
Is it harder to sell your home in the winter?
With all the snow and bitter temperatures we have been experiencing, it may be n...Topic: Selling a Home selling in winter
January 28, 2022
Getting divorced and using your own agent
My partner and I are divorcing and selling our home. Can we use different real estate ag...
Topic: co-brokerage agreement co-listing agreement divorce Selling a Home
January 21, 2022
Client vs customer: What’s the difference?
Do brokerages owe clients a higher level of service and obligation than they do customer...
Topic: client customer level of service
January 14, 2022
Here are two ways to assess the value of a home
What’s the difference between a comparative market analysis and a home appraisal?
The...Topic: appraisal comparative market analysis home appraisal valuation reports value of a home
January 7, 2022
Top 5 questions from home buyers and sellers
Ontario homebuyers faced a two-pronged challenge in 2021: the ongoing impacts of...December 31, 2021
What must you disclose when selling a home?
The short answer is that while a seller’s disclosure obligations are limited, ...Topic: code of ethics defects disclosure home inspection home inspector latent defects patent defects Selling a Home
December 24, 2021
Taking new offers after selling conditionally
Can a home seller consider other bids after accepting a conditional offer?
The short an...Topic: conditional offer conditions escape clause real estate lawyer right of first refusal
December 17, 2021
Changes proposed to Ontario real estate laws
What is the government doing to help with the current real estate conditions?
That’s ...Topic: code of ethics Real Estate and Business Brokers Act REBBA The Ministry of Government and Consumer Services
December 10, 2021
Should I buy a home with a rental unit?
With real estate prices at an all-time high in Ontario, rental properties are in...Topic: Landlord and Tenant Board municipal by-laws rental unit Residential Tenancies Act
December 3, 2021
What should buyers know about bidding wars?
Competing offers — also referred to as bidding wars — are very common occurr...Topic: bidding wars budget competing offers market analysis offer process
November 26, 2021
List price vs sale price: Know the difference
What’s the difference between listing price and sale price, and why are they often so ...
Topic: asking price listing price sale price
November 19, 2021
Are bully offers legal?
Yes, pre-emptive or “bully” offers are legal.In a hot sellers’ market ...
Topic: bully offer
November 12, 2021
Do buyers ever pay real estate commissions?
The short answer is: it depends. It can be a bit complicated, so bear with me.
...November 5, 2021
I’m buying a fixer-upper property to renovate and sell. What should I know?
Buying a home to refurbish and sell for a profit can be appealing, but it is also a signif...
Topic: accountant budget consumer protection contractors financial analysis fixer-upper home inspection real estate lawyer real estate salesperson
October 29, 2021
I’m planning to sell my house. What are some things I should know first?
Whether you’re moving to accommodate a growing family or to downsize, selling your home ...
Topic: brokerage code of ethics consumer protection listing agreement Real Estate and Business Brokers Act real estate lawyer REBBA Selling a Home
October 22, 2021
Should I buy a house that may be haunted? I’m interested in a historical home but there are rumours of paranormal activity.
Historical homes that have become associated with paranormal tales over the years may not ...
Topic: haunted house historical homes stigma
October 15, 2021
What does RECO do?
This is a question I get asked from time to time, and I always appreciate the opportunity ...
Topic: complaint consumer protection education Real Estate Council of Ontario real estate professional search real estate salesperson RECO
October 8, 2021
I’m thinking about buying a home. What professionals should I consider working with?
Congratulations! Buying a property is a big decision, especially in today’s competitive ...
Topic: home inspection mortgage lender real estate lawyer real estate salesperson
October 1, 2021
Are rental items like the furnace and water heater transferable when I buy a new house?
When buying a home, you might expect that it comes equipped with all the systems and equip...
September 24, 2021
I want to sell my rental property. What are the responsibilities of my real estate representative?
The sale of a rental property can be more complex than a typical real estate tra...Topic: rental property rental unit sell a rental property showings schedule
September 17, 2021
What are “terms and conditions” in a real estate offer? Are they two different things?
The words “terms” and “conditions” are found in most written real estate offers in...
Topic: conditions terms terms and conditions
September 10, 2021
What do I need to know about putting in an offer on an estate sale?
While buying a home through an estate sale can be like purchasing any other resa...Topic: Buying a Home estate sale
September 3, 2021
I’m a tenant in a house that’s being sold. Now that many COVID-related restrictions have been lifted, how can I ensure that showings are still being done as safely as possible?
Having strangers enter your home during a pandemic can be a stressful situation for tenant...
Topic: COVID-19 Open House Selling a Home tenant
August 27, 2021
Now that Ontario is gradually relaxing its COVID-19 restrictions, does this mean we will go back to how we used to buy or sell a home?
The pandemic has changed the way many businesses deliver their services, and real estate i...
August 20, 2021
I’m contemplating selling my home by myself instead of working with a real estate professional. What do I need to consider before making this decision?
That’s a great question. Most of us seek out professionals for all types of things, be i...
Topic: for sale by owner FSBO
August 13, 2021
I am thinking of buying a home and I keep hearing advice that I should look for a property that “meets my needs.” What does this really mean?
A long time ago, when considering a new car, I read an excellent article that suggested I ...
Topic: Buying a Home must-haves needs
August 6, 2021
My spouse and I are both seniors. We’re preparing to sell our home but have not sold a property in quite a few years. What advice do you have to help our sale go smoothly?
As you say goodbye to your property and look ahead to a new kind of home that better meets...
Topic: plan ahead real estate professional real estate professional search rights and obligations Selling a Home
July 31, 2021
My daughter is going to a post-secondary institution out of town this year. What advice do you have to help me decide whether to buy an investment property near campus for her to live in, or simply rent?
There are several considerations when deciding whether to buy or rent near campus. Whether...
Topic: Buying a Home Landlord and Tenant Board rent or buy renting renting a home Residential Tenancies Act student housing market
July 23, 2021
What are the benefits of working with a real estate professional when buying a home?
Buying a property is a big step. It is often the biggest financial commitment people ever ...
Topic: Buying a Home real estate professional real estate professional search real estate salesperson real estate salesperson search rights and responsibilities
July 16, 2021
When I arrange a mortgage to buy a home, do I have to get mortgage insurance?
The answer is, it depends. In Canada, mortgage insurance is mandatory when your down payme...
Topic: Canada Mortgage and Housing Corporation CMHC mortgage mortgage insurance
July 9, 2021
What is the difference between a deposit and a down payment in real estate?
This is a great question. Although the terms “deposit” and “down payment” are some...
Topic: deposit down payment downpayment
July 2, 2021
I’m planning to buy my first home this year. What steps should I take before getting started?
Congratulations. Buying a home is a very exciting event in your life, and there are lots o...
Topic: budget Buying a Home cost of home ownership real estate professional real estate professional search
June 25, 2021
I know RECO is the regulator for real estate salespeople and brokerages in Ontario. What happens after I file a complaint?
While I usually offer advice to home buyers and sellers that will help them make their rea...
Topic: complaint file a complaint filing a complaint Real Estate and Business Brokers Act REBBA
June 18, 2021
Are the rules for real estate agents and brokerages reviewed and updated? How often?
We get this question occasionally, but it is timely to discuss it now.
The provincial g...
Topic: code of ethics Ontario Regulatory Registry Real Estate and Business Brokers Act REBBA The Ministry of Government and Consumer Services
June 11, 2021
We are finding ourselves in bidding wars with multiple offers being held until a specific date and time. The process feels wrong and unfair. What are the rules?
This is a timely question and one we hear regularly. Many transactions — especially in a...
June 4, 2021
I bought a house, but the deal didn’t close. What happens to my deposit being held by the listing brokerage?
It’s always disappointing when the purchase of a home falls through — for whatever rea...
May 28, 2021
We were involved in competing bids on a home and lost out, but the seller accepted an offer that was lower than ours. Doesn’t the seller have to accept the highest offer?
This can happen for a variety of reasons, but the simple answer is “no.”
In real e...
Topic: bidding wars competing offers
May 21, 2021
Why are homes being sold for more than their asking price? Are sellers allowed to under-list their properties?
In a competitive sellers’ market, homes often go for much more than their asking prices....
Topic: list price listing price
May 14, 2021
What are some of the things I need to consider when I start looking for a cottage to buy?
Recreational properties are a hot commodity right now. Last year saw significant increases...
Topic: cottage recreational property
May 7, 2021
I’m selling my home and my sales rep wants to use a lockbox. How can I ensure that my home is safe?
A lockbox can be an effective and convenient tool to allow potential buyers and their sale...
Topic: lockbox
April 30, 2021
We’re trying to find a home in this hot market and were told we should waive certain conditions when we submit offers. What should we be worried about?
When buyers find themselves in potential bidding wars or a highly competitive market, ther...
Topic: financing home inspection risk tolerance state of title status certificate
April 23, 2021
We are buying a home in this hot market and trying to set our budget. What are some of the types of costs we can expect?
First off, I applaud you for thinking this way. I often hear stories about home buyers cau...
Topic: cost of home ownership home inspection mortgage taxes
April 17, 2021
I’m trying to purchase a home and was asked to sign a buyer representation agreement. Should I do this?
When you are looking to buy or sell a home with a registered real estate salesperson or br...
April 9, 2021
We are first time buyers who’ve been frustrated by the hot real estate market we are searching in. What advice or tips do you have?
Recently we are seeing “hot” real estate markets in many places across Ontario, even w...
April 2, 2021
My home isn’t for sale, but I received a letter in my mailbox that included an offer to buy my place. Is this allowed?
When there is a hot real estate market and the number of houses for sale is lower than nor...
Topic: code of ethics personalized letters professional liability insurance real estate professional REBBA
March 26, 2021
A neighbourhood acquaintance, who happens to be a real estate salesperson, said they’d like to buy my home when I mentioned I was interested in selling. Is this allowed?
While your question is straightforward, the answer is a little bit complicated.
Certain...
March 19, 2021
I plan to move to Canada to study in Toronto in 2022. I recently read that many people are moving out of the city’s core and that now is a good time to buy. What advice can you give a potential buyer like me?
Welcome to Canada! This country hosts many international students and I am sure you will e...
March 12, 2021
My salesperson showed us two property listings and, in both instances, we wanted to submit an offer. But the properties were sold before the posted offer date. How can this happen?
In a seller’s real estate market, you can expect to find that more than one buyer is int...
March 5, 2021
I’m preparing to buy my first home; I recently lost my job due to COVID-19 and collected the CERB benefit. I’m now looking for a new job. Can I use my past income on my mortgage application?
Let me begin by saying that I am sorry to hear that you lost your job due to COVID-19. The...
Topic: CERB benefit COVID-19 Financial Services Regulatory Authority of Ontario FSRA
February 26, 2021
Now that cannabis is legal, are marijuana grow houses still something to be concerned about?
Even though marijuana and cannabis products are now legal for use in Ontario, grow houses ...
Topic: grow-op marijuana grow-op MGO mould
February 19, 2021
I’m looking to buy my first property; it’ll be a condo. Where should I start and where can I find more information?
Congratulations to you in planning your first property purchase. It’s a big step; you’...
Topic: Buying a Home condo condominium Condominium Act Condominium Authority of Ontario
February 12, 2021
What happens if an item is broken during the property showing, who is responsible for replacing the item, what happens if the item is irreplaceable?
Although rare, accidents happen that can result in items being damaged during an open hous...
Topic: broken items damage to home
February 5, 2021
I recently put an offer on a home that was accepted; however, to waive the conditions within the agreement, I need to have a home inspection completed within five days. How should I go about this during the pandemic?
Including a home inspection condition within an offer is a good exercise in due diligence ...
January 29, 2021
I’m savvy in real estate. I’ve bought and sold three homes over the past six years and know what I’m doing. Do I really need a lawyer?
If you are familiar with this column, you have likely noticed that I regularly advocate th...
Topic: LawPRO real estate lawyer
January 22, 2021
I bought a property and later found an issue that was not visible during my home inspection due to snow accumulation around the house. What should I do?
As the buyer, your options for recourse are dependent on the type of issue or the damage u...
Topic: due diligence home inspection real estate salesperson selling in winter
January 15, 2021
My father told me that buying a home in the winter is the best way to get a deal because people who sell in the winter are more “motivated” to close a deal. Is this true?
It is easy to see how some people may come to think that cold weather listings equal barga...
January 8, 2021
I read your column last week in which you said it is important to discuss services, commissions and fees with a salesperson before hiring them. What is a reasonable commission rate and what additional fees are acceptable?
There is no set answer to your question. Services, commission rates and additional fees va...
Topic: Buyer Representation Agreement commission fees listing agreement services
January 1, 2021
I’m planning a fresh start in a new city in 2021. What’s your advice for remotely hiring a brokerage?
Relocating to a new city is certainly an exciting way to ring in a New Year. Choosing the ...
Topic: brokerage references referral referral fee
December 25, 2020
Now that people are receiving the vaccine for COVID-19, can I expect buying or selling a home to be more like it used to be?
I’m confident that real estate is not the only industry that would sum up 2020 as an unw...
Topic: Buying a Home COVID-19 Open House Selling a Home virtual tours
December 18, 2020
I recently learned that the salesperson for a property I’d like to buy is the seller’s sister. Is this allowed?
The short answer is, yes. It is not uncommon for a buyer or seller to hire someone they kn...
December 11, 2020
My husband and I have found the perfect home. I’ve been told that multiple offers are being accepted at a specific time. Are we able to see what others are offering before we make ours?
Thank you for your question, I have been asked this more than a few times, as many transac...
Topic: competing offers multiple offers
December 4, 2020
How can I be sure that my personal information is safe when shopping for a home online?
Thank you for your question. With so many of us relying on technology for work, school, pa...
November 27, 2020
My property will be listed for sale in a couple of weeks. I’ve worked with my salesperson to establish COVID-19 safety protocols. Are there other safety considerations that I should be addressing?
Despite Mother Nature’s seemingly slow but welcome transition to winter-like weather acr...
November 20, 2020
I’ve sold my place and will be moving out of the province. I’m not taking most of my furniture with me. Can I leave it for the new owners?
It’s common to think that because we like our things, other people will too. In fact, so...
Topic: Agreement of Purchase and Sale furniture seller's market
November 13, 2020
I’m a dog owner and looking to leave my house for a condo. How can I know that having dogs in my new condo won’t be a problem?
Considering that a 2019 poll conducted by pet services website Pawzy.co reported that 95 p...
Topic: condo condominium pets
November 6, 2020
I recently read an article that said we’re in a “Seller’s Market”. What does that mean?
Thank you for your question. It is important that buyers and sellers understand the curren...
Topic: balanced market buyer's market seller's market Selling a Home
October 30, 2020
I’m looking to purchase a home in a historic district, but I want to be sure that it isn’t haunted. Do you have any advice that you could share?
It’s fun to be able to address this issue on Halloween weekend. I’m sure many stories ...
Topic: Buying a Home haunted house stigma
October 23, 2020
I’m selling my renovated condo suite and I’m being asked by a buyer for permits and records of the work done. What should I do?
Renovations are a popular way to update a tired or dated property, whether for your own en...
Topic: condo condominium permits renovations
October 16, 2020
I bought a condominium unit, pre-construction. My financial circumstances have changed significantly and I now need to sell it. What should I know?
Just so we are all talking about the same thing, entering an agreement to purchase a pre-c...
Topic: condo condominium pre-construction real estate lawyer
October 9, 2020
I recently looked at a home that is for sale mid-renovation. I don’t mind taking on having the work completed, but how do I know if what has been done is to code?
Thank you for your question. As many readers can attest, it is easy to get in over your he...
Topic: permits renovations safety codes
October 2, 2020
I recently came across an advertisement for a property for sale due to foreclosure. How does a foreclosure sale differ from a traditional purchase?
Property sales due to lender foreclosure are often also referred to as a distress bank sal...
Topic: foreclosure power of sale
September 25, 2020
My salesperson and I agreed that my home needed staging before it was listed. I was later surprised to be presented with a bill for it – shouldn’t my listing brokerage cover the staging costs as a part of their services to me?
Staging is a service that may be provided by a third-party professional stager or by the b...
Topic: home staging staging
September 18, 2020
If I sell my property after my listing agreement with the brokerage ends, do I still have to pay a commission to the brokerage?
Your question touches on holdover clauses, which are an important part of many listing agr...
Topic: commission clause holdover clause
September 11, 2020
My offer on a property was accepted with a $20,000 deposit owed on acceptance. Because I held back the deposit to make sure that the home passed an inspection, the seller terminated the agreement and might seek damages; but I still want the property. Does the seller have the right to terminate just because I didn’t pay the deposit on time?
This is a question that should be answered in consultation with both your real estate sale...
September 4, 2020
I am selling my property, if I accept an offer that is conditional on the buyer selling their existing home, can I still consider other offers in case they can’t sell their home?
This is an interesting and important question that both buyers and sellers should consult ...
Topic: conditional offer Selling a Home
August 28, 2020
I am planning to list my home for sale next month, a couple of years ago I noticed a small crack in the foundation where a small amount of water was leaking through. It only leaks a very little bit during extremely heavy rainstorms. Can I tell my salesperson not to tell potential buyers about it?
What you are describing may be what is technically referred to as a latent defect. A laten...
Topic: latent defects real estate lawyer
August 21, 2020
I bought a property some time ago and listing photos are still online in advertising done by the seller’s brokerage. I’d like them removed, can RECO do this for me?
The Real Estate Council of Ontario (RECO) can look into the matter, if the brokerage of th...
August 14, 2020
My partner and I want to retire and downsize. Neither of us has ever lived in a condominium. What should we be looking for in terms of amenities?
Downsizing may provide you and your partner with some added cash to help fund your retirem...
August 7, 2020
My sibling and I want to buy a home together – where should we start?
As real estate in certain regional markets heats up, more and more buyers are exploring th...
July 31, 2020
Is it better to buy first and sell later, or vice versa?
This is an age-old question, and one that anyone considering buying or selling should give...
July 24, 2020
How does co-op ownership differ from other types of home ownership?
Canada is fortunate to have a number of homeownership models that give buyers some choice ...
Topic: co-op co-operative condo condominium freehold homeownership
July 17, 2020
I fell in love with a home, largely due its award-worthy garden and landscaping. The garden consists of thousands of dollars’ worth of mature perennials. How can I be sure the sellers won’t take them with them when they move?
Landscaping can be a powerful motivator when it comes to buying a home. A property’s “...
July 10, 2020
I recently went to see a condo, and the concierge asked to see my real estate salesperson’s “certificate” before we were permitted to access the building. Does this have something to do with new measures in place during the pandemic?
This is a common practice at condominiums. The Real Estate Council of Ontario (RECO) Certi...
Topic: Certificate of Registration MyRECO Certificate REBBA registration
July 3, 2020
I’m looking to purchase a property that includes a basement apartment for rental purposes. How can I tell if it meets safety codes and bylaw requirements?
Many homes advertise “income potential” or “lower level unit” which can be a very ...
Topic: basement apartment by-law requirements municipal by-laws rental unit Residential Tenancies Act safety codes
June 26, 2020
I want to buy a pre-construction home. Do I need a real estate salesperson to arrange the purchase?
The choice is yours. I suggest you weigh your options.
Many builders hire real estate ...
June 19, 2020
The property I live in is for sale and someone in my household is immuno-compromised, elderly and considered to be in a high-risk category for contracting COVID-19. Do I have to allow people in my home?
I am glad to see that you are asking questions that keep the health and safety of yourself...
June 12, 2020
I’m selling my home and would like my salesperson to host an Open House. I understand this is not possible due to a provincial ban. Can I ask they book back-to-back showings, instead?
You’re right: Open Houses are currently banned by the government because of the pandemic...
Topic: cottage COVID-19 private showings referral referral fee Selling a Home
June 5, 2020
I’m selling my home and would like my salesperson to host an Open House. I understand this is not possible due to a provincial ban. Can I ask they book back-to-back showings, instead?
You’re right: Open Houses are currently banned by the government because of the pandemic...
Topic: cleaning COVID-19 Open House open house ban Selling a Home
May 29, 2020
My mom lives in a neighbourhood that has been undergoing gentrification and, until the pandemic hit, many owners had been downsizing. She has been approached by someone who is telling her that she had better sell now. It seems that the person was using the pandemic to get her to sell her home. Do you have any advice?
Let me start with saying, these are certainly unusual times for everyone. As you highlight...
Topic: COVID-19 pandemic real estate salesperson search Selling a Home
May 22, 2020
I’m planning to list my cottage for sale. Since it is currently vacant, can my real estate person host open houses during the state of emergency in Ontario?
During these days of physical distancing and contact-free curbside transactions, the prosp...
Topic: cottage COVID-19 Open House open house ban Selling a Home
May 15, 2020
I’ll be moving in a few weeks and am concerned about moving into a home that was previously occupied, during the COVID-19 pandemic. Is the seller obligated to have the property cleaned and sanitized before I take possession?
Congratulations on your home purchase.
There is currently no government or Public Heal...
Topic: Agreement of Purchase and Sale APS Buying a Home cleaning COVID-19 disinfecting
May 8, 2020
I recently purchased a home and have now been laid-off due to COVID-19. I also wonder now if I paid too much for the property. Can I walk away from the Purchase Agreement?
I am sorry to hear that COVID-19 is impacting your purchase. The COVID-19 pandemic and the...
May 1, 2020
What is a COVID-19 clause, and should I include one in my purchase offer? Are there any other special clauses or waivers that I should include if I buy a property during the current pandemic?
The impact of the pandemic on the real estate industry has created a unique situation for ...
April 24, 2020
I recently sold a property. The purchase agreement includes two pre-closing visits for the new owners and an inspection by an engineer. How can I protect myself, the buyers and the specialists that need access to the property?
Congratulations on the sale of your property. As you have likely heard from your salespers...
Topic: COVID-19 Selling a Home virtual tours
April 17, 2020
I’ve been reading a lot about physical distancing and limiting in-person interactions when viewing or listing properties, when it comes to finalizing a purchase, are e-signatures an option or do purchase agreements require in-person signatures?
I’m glad to hear that you’re doing your research and that physical distancing is top o...
Topic: e-signature
April 10, 2020
I have no choice but to list my home for sale in the next two weeks. In these days of physical distancing, how do I limit the number of people coming through my home?
There are many reasons why someone may need to buy or sell a property in the weeks ahead. ...
Topic: COVID-19 digital tools e-signature Open House virtual tours
April 6, 2020
I want to keep track of what’s happening in the real estate industry in Ontario. Where do I look for information I can trust? Which organization is looking out for me?
The acronyms for real estate organizations in Ontario can resemble alphabet soup. Some of ...
Topic: Canadian Real Estate Association CREA Ontario Real Estate Association OREA Toronto Regional Real Estate Board TRREB
March 26, 2020
I am selling my home and have an open house planned. Should I tell my salesperson to cancel it because of COVID-19?
These are challenging times. And regardless of your role — whether buyer, seller, salesp...
Topic: COVID-19 Open House
March 20, 2020
Can I request an additional rental deposit from international students?
This a very good question. In short, the answer is no, you cannot ask for a larg...Topic: deposit international student rental agreements renting tenant
March 13, 2020
Our Listing Agreement is nearing the contract expiry date, and we do not plan to extend the agreement. What should we know about the holdover clause within our agreement?
Hello and thank you for your question.
You did not share how, or if, you intend to con...
Topic: holdover clause
March 5, 2020
If I purchase a “power of sale” property will I get a great deal?
To explain “power of sale” in plain language, if I borrow money from a bank, we agree ...
Topic: power of sale
February 28, 2020
Is my real estate agent allowed to collect a referral fees when they recommend a home inspector to me?
A broker or salesperson is a key guide as you embark on the buying or selling process, but...
February 21, 2020
I’m a homeowner in Toronto. I have an adult child who is struggling to purchase their first home. I’ve been doing some research on laneway housing – If I add a laneway house to my property, am I allowed to sell it to my child?
With home prices on the rise and increasing rental rates in the city, many people are expl...
Topic: laneway laneway housing laneway suites
February 14, 2020
I’ve found a property that I like, and the seller has requested a deposit of $50,000. If I change my mind, can I get my deposit back?
In most cases, once negotiations are concluded, and conditions are satisfied, a real estat...
February 8, 2020
I’m getting ready to sell my home, I plan to sell it without the assistance of a real estate professional. Is it possible to put a property on MLS®, without being a real estate salesperson?
Taking on the sale of one’s property is an ambitious and sometimes complicated task. You...
January 25, 2020
I’ve accepted a promotion and will be relocating to another province. I live in Toronto and keep hearing that selling a home during the winter can be a challenge. Is there any truth to this?
Congratulations on your promotion. While spring and fall are considered peak real estate s...
January 17, 2020
I’m in the market to purchase a townhome. I’ve been asked by real estate brokerages if I’m looking to sign with them as a client or as a customer. What’s the difference?
In our daily lives, we tend to use the terms “client” and “customer” interchangeab...
January 10, 2020
I’m planning to buy my first home this year, and am looking for a brokerage and salesperson to help me. How do I know if they are registered?
Congratulations! Purchasing a home is an exciting milestone.
With so many things to con...
Topic: Buying a Home real estate lawyer real estate salesperson search rights and responsibilities
January 3, 2020
Why do I get asked if I’m working with a salesperson when I attend open houses on my own?
This is a common question. While it may sometimes seem like a nosy, or irrelevant ask, the...
December 19, 2019
I would like to take photos/video of the properties I visit so I can remember them later. Am I allowed to take photos in someone else’s home?
In today’s market, potential buyers can view and visit dozens of listed properties and o...
Topic: photos property photos
December 13, 2019
I see real estate salespeople offering a service called a Market Evaluation or Comparative Market Analysis. What is the difference between this and an Appraisal?
Whether you are in the market to buy or sell, it is important to have a good understanding...
Topic: appraisal comparative market analysis market analysis market evaluation
December 6, 2019
With the changes that the provincial government is making to real estate laws, how will I be affected when I buy or sell a home?
Good on you for keeping your finger on the pulse of real estate in Ontario.
In Novembe...
November 29, 2019
My home is listed for sale and I’m working with my salesperson to schedule some open houses over the holidays. With so many gifts in my home, I’m concerned about possible theft. Is there something I can do to safeguard my holiday shopping?
Thank you for your question. With Black Friday and Cyber Monday also in swing, your questi...
Topic: Open House
November 22, 2019
I’m considering buying a heritage home, what do I need to know?
Given Ontario’s history and the settlement patterns of the 19th and early 20th century, ...
Topic: heritage home
November 15, 2019
I’ve been reading a lot in the news about lead pipes. I’m currently in the market to purchase a home — what questions should I ask of my salesperson and the current homeowner?
Media has reported extensively on lead piping in recent days; highlighting several areas t...
Topic: lead pipes
November 8, 2019
I’m going through a divorce, are two agents allowed to represent both myself and my soon-to-be ex in selling our home? How does this change the process of selling a property?
Selling a matrimonial home as part of a divorce can be complicated – and emotional. It i...
Topic: co-listing arrangement divorce
November 1, 2019
I’m looking to sell my property; it has an apartment with a washroom and small kitchenette – can I ask my salesperson to include “separate apartment” in the listing?
With rental space in high demand throughout Ontario, real estate salespeople are seeing in...
Topic: Ask Joe real estate lawyer rental unit zoning by-laws
October 26, 2019
I am looking for a salesperson to help me sell my house. I recently contacted a brokerage that advertises that if they don’t find a buyer for your home, they will buy it. How does this work and how can I be sure that I’m getting top dollar for my property?
Thank you for your question. "I’ll sell your home, or I’ll buy it." is a strategy used...
Topic: fine print guaranteed price list price listing price Selling a Home
October 18, 2019
I recently mentioned that I’m house hunting to someone and they suggested that I ask my salesperson about “stigmas”. What were they referring to?
In the context of real estate, a “stigma” is an intangible characteristic of a propert...
Topic: stigma
October 11, 2019
I’m planning to buy a home this year. I’ve never bought property before, what steps should I take in getting started?
Congratulations. Buying your first home is an exciting milestone. It is also an endeavor t...
Topic: active participant BRA Buyer Representation Agreement Buying a Home first-time buyer real estate salesperson search
October 4, 2019
My husband and I are empty nesters and we have decided to sell our house after almost 40 years. What steps should we take?
You and your husband may find the real estate marketplace has changed considerably since y...
Topic: active participant interview lockbox real estate salesperson search Selling a Home
September 28, 2019
I recently bought a small, vacant apartment building. Can my real estate salesperson help me find tenants?
Congratulations on your purchase. I trust that you have read and understand your obligatio...
Topic: Residential Tenancies Act tenant
September 21, 2019
I purchased a home located a few hours from where I currently live. I had a home inspection and was satisfied with the report. Is it necessary for me to do a final walk-through?
Since you had a home inspection done, I anticipate that the home will be used as a residen...
Topic: home inspection Open House
September 14, 2019
My wife and I recently fell in love with an older house that probably needs a lot of work because it’s being sold “as is.” What should we know before we make an offer?
When you see the term “as is” in a listing, it doesn’t necessarily mean the home is ...
Topic: As is Consumer Beware List Consumer Protection Ontario home inspection home inspector
September 7, 2019
I think I’ve found the right salesperson to sell my home, what’s the next step in the process?
That’s good news – Ideally, you have discussed your service expectations and looked yo...
Topic: holdover clause listing agreement real estate salesperson search Selling a Home
August 31, 2019
I want to sell my home later this year, and I’m aware of some issues. What do I need to disclose to potential buyers?
There are a few things to consider. Some examples may include how significant the issues a...
Topic: disclosure latent defects patent defects Selling a Home
August 24, 2019
We’re making an offer on a home, now what?
My wife and I have come to a decision: we’re going to make an offer on a home. What happ...
Topic: Buying a Home closing date customer damage to home home listings
August 17, 2019
What does the Real Estate Council of Ontario (RECO) do? How does it serve the public?
The Real Estate Council of Ontario (RECO) is an Administrative Authority that was establis...
Topic: complaints education inspection insurance REBBA RECO regulator
August 10, 2019
I’m thinking it’s time to upsize to a bigger home. Is it a better idea to buy the new home before I sell my current place, or vice-versa?
The short answer to your question is that there are pros and cons for each strategy, and y...
Topic: Buying a Home Selling a Home upsize
August 3, 2019
I’m thinking about buying my first home this year. What can you tell me about putting down a deposit, and how much will a deposit cost me?
Let’s start with your second question: there is no standard amount for a deposit, so I c...
Topic: deposit
July 27, 2019
My real estate salesperson asked if she could put the key to my home in a lockbox because I can’t attend daytime showings. What do I need to know about lockboxes, and how should we discuss this matter?
Let’s start with some basic information about lockboxes: A lockbox is a small box that h...
Topic: lockbox
July 20, 2019
I’m unhappy with my real estate salesperson and I’m not sure I want to work with him anymore. Can I cut him out of the process and deal with the seller’s agent myself?
I’m sorry to hear that. Assuming you signed a Buyer Representation Agreement (BRA) with ...
Topic: BRA Buyer Representation Agreement code of ethics complaint
July 13, 2019
It’s funny – I recently visited a home for sale, and I’m sure the square footage looked somewhat smaller than the information contained in the listing. Aren’t listings supposed to be accurate? (Part Two)
In order to support a fair, safe and informed real estate marketplace, the Real Estate Cou...
Topic: code of ethics home inspection puffery
July 6, 2019
It’s funny – I recently visited a home for sale, and I’m sure the square footage looked somewhat smaller than the information contained in the listing. Aren’t listings supposed to be accurate? (Part One)
The short answer to your question is yes. Real estate salespeople, brokers and brokerages ...
June 29, 2019
You often advise home buyers to interview potential salespeople, but won’t my salesperson also interview me? What sort of questions should I expect them to ask?
The Real Estate Council of Ontario (RECO) strongly advises buyers and sellers to use the L...
Topic: BRA budget Buyer Representation Agreement interview real estate professional search real estate salesperson search
June 22, 2019
My husband thinks we’ll get more offers on our home if we hire an agent who is also an experienced home stager. Is this true, and is home staging worth the money?
While it’s true that some real estate salespeople and brokers are experienced in the art...
Topic: home staging Selling a Home
June 15, 2019
My husband and I want to buy a certain home, but the seller won’t accept conditional offers. Should we insist upon having a home inspection performed, even if it means losing the deal?
In a previous column, I advised a would-be buyer to take their real estate salesperson’s...
Topic: home inspection
June 8, 2019
My mom’s neighbourhood is undergoing gentrification and many owners are downsizing. She has been approached on numerous occasions by real estate agents and potential buyers who have asked if she wants to sell her home. Do you have any advice?
I appreciate your question. Your mother is clearly in a desirable neighbourhood, and since...
Topic: downsizing lowball offer real estate professional search real estate salesperson search
June 1, 2019
My wife and I have lived in the same house since the early-1970s and we’re thinking about downsizing. How should we get started, and how has the market changed?
You’ve been in your home a very long time, so this may not be an easy decision. The firs...
Topic: downsizing
May 25, 2019
My husband and I are interested in purchasing a condo. Is buying one very different from purchasing a house? How do we get started? (Part Two)
Buying a condominium (condo) is a bit different from acquiring a detached or semi-detached...
Topic: co-op condo condominium
May 18, 2019
My husband and I are interested in purchasing a condo. Is buying one very different from purchasing a house? How do we get started? (Part One)
The short answer to your question is that buying a condominium (condo) involves a number o...
Topic: condo condominium preconstruction
May 11, 2019
I’ve noticed your column gives good advice but never gets into the nitty-gritty details of how to get the best deal on a home. What sort of questions should your readers ask you?
Thank you for the kind words. Your observation is correct: Ask Joe is a different type of ...
Topic: active participant real estate salesperson real estate salesperson search
May 4, 2019
My salesperson suggested I should make my offer on a certain home (it’s a gorgeous old Victorian) conditional on it passing a home inspection. Do I really need to do that?
It’s entirely your decision to make, but I strongly recommend taking your salesperson’...
Topic: home inspection home inspector
April 27, 2019
My family is interested in buying a cottage; are there any special considerations we should know about before we get started?
The short answer to your question is yes – purchasing a vacation property sometimes invo...
Topic: cottage
April 20, 2019
My real estate salesperson wants to host an open house in my home, but I’m undecided. What happens if something gets broken or stolen?
One of the most important pieces of advice the Real Estate Council of Ontario provides to ...
Topic: Open House
April 13, 2019
I recently bought a house in Windsor (I’m in Toronto). It has a spacious basement that I intended to use for storage, but I just discovered there’s a long-term tenant living there. What can I do?
I’m sorry to hear the purchase didn’t work out as you intended. Regardless of whether ...
April 6, 2019
My wife and I are thinking about buying a condo as an investment property; what do we need to consider?
I never know where questions might come from. This one was asked by some hockey parent fri...
Topic: condo condominium Condominium Act investment property real estate lawyer real estate salesperson Residential Tenancies Act status certificate
March 30, 2019
March is Fraud Prevention Month so could you tell me how consumers can avoid becoming victims of real estate-related fraud? (Part Two)
In last week’s column I discussed the dangers of mortgage fraud. Consumers who provide f...
Topic: fraud title fraud title insurance
March 23, 2019
March is Fraud Prevention Month so could you tell me how consumers can avoid becoming victims of real estate-related fraud? (Part One)
There are many types of real estate-related crimes, and one of the most common is mortgage...
Topic: mortgage fraud
March 16, 2019
I’d like to buy a home, and my salesperson has suggested I should sign a Buyer Representation Agreement – is that necessary? What do I need to know? (Part Two)
In my last column, I wrote that a Buyer Representation Agreement (BRA) is a binding contra...
Topic:
March 9, 2019
I’d like to buy a home, and my salesperson has suggested I should sign a Buyer Representation Agreement – is that necessary? What do I need to know? (Part One)
You don’t have to sign a Buyer Representation Agreement (BRA) in order to work with a re...
Topic: BRA Buyer Representation Agreement Buying a Home client customer
March 2, 2019
My daughter is thinking about becoming a real estate salesperson and we’ve heard a new program is being developed for people entering the industry. What can you tell your readers?
First of all, you’re right – the Real Estate Council of Ontario’s (RECO) new Real Es...
Topic: code of ethics education Real Estate Salesperson Program REBBA
February 23, 2019
I’ve heard the provincial government wants to reform the laws governing real estate salespeople and brokerages. What sort of changes are being considered?
Earlier this year, the Ministry of Government and Consumer Services announced that it want...
Topic: code of ethics consultation Real Estate and Business Brokers Act REBBA REBBA reform
February 16, 2019
My mother recently passed away, and I inherited her home in Cornwall (I’m in Mississauga). I’d like to sell the place, so how should I get started?
I’m sincerely sorry for your loss. Making important decisions while you are grieving can...
Topic: home inspection lockbox real estate lawyer real estate salesperson real estate salesperson search Selling a Home
February 9, 2019
I’d like to buy a condo, and a real estate brokerage has offered me the choice of signing with them either as a client or as a customer. Which one should I choose?
Consumers sometimes use the terms “client” and “customer” interchangeably, but the...
Topic: Buyer Representation Agreement client customer Customer Service Agreement
February 2, 2019
I’m getting ready to sell my home, and I’m thinking about handling it myself. Is there a way I can get it listed on Realtor.ca?
The short answer to your question is yes – you can arrange for a real estate brokerage t...
January 26, 2019
I bought a home several months ago, and yet the listing photos are still online in an advertisement placed by the seller’s brokerage. Can RECO help me get them taken down?
Yes - the Real Estate Council of Ontario (RECO) can look into the matter if the real estat...
Topic: listing photos MLS photos photos
January 19, 2019
I’m ready to sell my cottage. Can I work with both a Toronto brokerage and a local brokerage?
You can list your cottage with more than one brokerage – the arrangement you described i...
Topic: co-listing agreement cottage
January 11, 2019
Based on the feedback you received last year, what were the most popular Ask Joe columns in 2018?
As I look back upon 2018, I can think of three columns that generated a lot of attention: ...
Topic: client customer lockbox real estate lawyer
January 5, 2019
My New Year’s resolution is to buy a condo in 2019. I’ve never bought property before, so how do I get started?
Happy New Year! Buying a first home is a milestone event for most people, so I hope you fi...
Topic: Buying a Home condo condominium pre-approval real estate salesperson real estate salesperson search
December 27, 2018
What’s the difference between a market analysis, an appraisal, and an assessment, and which one should I use to set a listing price when I sell my home next year?
As soon as you’re ready to start the process, I strongly recommend working with a regist...
Topic: (MPAC) appraisal assessment CMA comparative market analysis listing price market analysis Municipal Property Assessment Corporation Selling a Home
December 21, 2018
My daughter wants to buy a preconstruction condo. Can a real estate salesperson assist her?
While your daughter may decide to deal directly with the builder of her eventual home (she...
December 14, 2018
Do I need to know if a law has been broken before I file a complaint with RECO? What happens after a complaint has been filed?
The short answer to your question is no, the onus is not on you to determine if the Real E...
December 7, 2018
I’m moving to Ottawa but I really like my Guelph-based real estate salesperson. Can I use her to help me buy my home in Ottawa?
You can use a Guelph-based real estate salesperson to help you buy a home in Ottawa – re...
Topic: real estate salesperson referral
November 30, 2018
Why should I use a real estate brokerage if I buy or sell a home? Why can’t I do it myself?
The decision to use a brokerage (or not) is entirely yours to make, but the Real Estate Co...
Topic: code of ethics insurance real estate salesperson REBBA
November 23, 2018
My husband and I want to buy an older second home, fix it up, and sell it for a profit. Should we be aware of any special considerations?
I hope you and your husband are successful. You’ll definitely want to set a realistic bu...
November 16, 2018
What sort of complaints does RECO receive about salespeople and brokers, and how do you deal with them?
Investigating complaints is one of the Real Estate Council of Ontario’s (RECO) most impo...
Topic: code of ethics complaints REBBA
November 9, 2018
I’m looking to rent an apartment in Toronto and I’m not having much luck. Can a real estate salesperson help me find a place?
First of all, I’m sorry to hear that – finding a vacant apartment in the city can be d...
Topic: BRA Buyer Representation Agreement real estate salesperson rental unit renting
November 2, 2018
My wife and I are thinking of selling our home next spring. How long might the process take, and can you offer any advice on getting started?
I can’t say how long it might take to sell your home, but your salesperson can provide y...
Topic: active participant real estate salesperson real estate salesperson search Selling a Home
October 26, 2018
What happens when you’re buying a house and damage occurs after you made your offer?
Should you find the home is not in the same condition as when you made your offer, tell yo...
Topic: Agreement of Purchase and Sale damage to home home inspection
October 20, 2018
I recently met a young lady who offered to help me sell my house. How do I know if she’s a legitimate real estate agent?
In Ontario, to be eligible to trade in real estate, real estate salespeople, brokers and b...
Topic: real estate salesperson real estate salesperson search rights and responsibilities
March 3, 2018
How does somebody avoid becoming a victim of mortgage fraud?
Mortgage fraud involves tricking a financial institution into lending money when it otherw...
February 24, 2016
Protect yourself against Real Estate Fraud
Buying and selling real estate involves large monetary transactions, so it’s no wonder t...
Topic: Buying a Home Selling a Home
February 11, 2016
What home buyers and sellers need to know about real estate assignments
What is an assignment?
An assignment is a sales transaction where the original buyer of a...Topic: Buying a Home Selling a Home
June 9, 2015
How to protect your property during a buyer ‘open house’
How comfortable would you feel opening your home to a complete stranger? Under n...Topic: Open House
November 3, 2014
Buying a resale condo? Here’s what you need to know.
In many ways, buying a resale condo is similar to buying a freehold property, bu...
